The best gift voucher in the world

Christmas is coming and you probably know someone who is really hard to buy a present for. You might be tempted to buy them a gift voucher. Can we suggest you think again? Unfortunately, gift vouchers are generally a really bad idea. We know, we know – we sound like the Grinch. But let us … Continue Reading

Teaching kids how to manage money

One of the things we most enjoy is helping people manage wealth across the generations. Most of our clients are working hard to give their kids (or their grandkids) a good start in life. So it makes sense that we teach those kids how to manage their money well. Unfortunately, the school system is not … Continue Reading

Helping your kids and grand kids live near you!

Through no fault of their own, younger Australians are finding the housing market hard to enter. At the same time, their parents and grandparents are doing very well if they own a home. There is no point in waiting for an inheritance: the average age for receiving one of them is mid-50s. So, how can … Continue Reading

You and your business: time is your scarcest resource

One of the hardest things about running your own business is changing your mindset from what works for employees to what works for employers. Employees are usually paid for their time, and so they use time to measure how much work they get done. For the person owning the business, time is the wrong metric. … Continue Reading

Couple – No kids

Let us be honest… You are now in the best position you will ever be to build up your wealth, you are what everyone refers to as DINKs. (If you feel a hint of jealousy in their tone… it’s not your imagination). This is the best time for you to set yourself up and give … Continue Reading

Buy a Home

Ahh, the Great Australian Dream! You have made the decision to make it come true, but where do you start? and more importantly How do you start? Let me start by making a comment regarding the Australian property market in general. In my opinion, the housing market in Australia and particularly in the capital cities … Continue Reading

Paying off a Mortgage

So you have a mortgage and would like to pay it off as soon possible. Here are some of our tips to get you started on the journey of debt-free-ness Understand the difference between the minimum repayments, your actual repayments and the interest cost Many people seem to confuse the repayment amount to the actual … Continue Reading

Useful Tools and Info

When it comes down to financial advice, it is important to make sure all areas are working with each other. But let’s be honest, nobody thinks like that in the real world (that’s why we have a job!). Because of that, we have compiled some tools and information on specific areas which we thought may … Continue Reading